Legal Support for Landlords, Investors & Buy-to-Let Lenders
Whether purchasing your first rental property or expanding an existing portfolio, buy-to-let mortgage deals require more than just a lender and a deposit — you need expert legal support to ensure your investment is protected.
At Convey Us Legal, we act for landlords, investors, and buy-to-let lenders across Birmingham and the West Midlands. We handle all legal aspects of the transaction, ensuring you complete quickly, stay compliant, and receive clear advice at every step.
What Is a Buy-to-Let Mortgage?
A buy-to-let mortgage is a loan secured against a residential property intended for letting, not for owner occupation. Compared to residential mortgages, buy-to-let mortgages have different eligibility rules, tax implications, and legal responsibilities.
You might need a buy-to-let mortgage if you’re:
- Buying a flat or house to rent out
- Switching an existing residential mortgage to buy-to-let
- Adding a new property to your portfolio
- Buying as a limited company (SPV)
- Releasing equity from existing rental stock
Buy-to-let mortgage lenders often require their own legal representation and due diligence — and you may need to receive Independent Legal Advice (ILA).
Our Buy-to-Let Legal Services
We support all aspects of the legal process, including:
For Landlords and Buyers:
- Reviewing buy-to-let mortgage terms and conditions
- Advising on ownership structures (personal vs limited company)
- Title checks, searches, and contract review
- Handling deposits and completion funds
- Liaising with brokers, agents and lenders
- Ensuring the property complies with letting standards
- Independent Legal Advice (if required)
- Handling purchase and mortgage registration
For Lenders:
- Reviewing and certifying title
- Registering legal charges and restrictions
- Drafting priority arrangements and deeds of postponement
- Providing a Certificate of Title
- Monitoring undertakings and post-completion updates
