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Islamic Finance

Sharia-Compliant Legal Advice for Commercial Property & Finance Transactions

Islamic finance plays a growing role in the UK’s commercial landscape, especially in Birmingham and the West Midlands. Property investors, developers, and business owners seek financial solutions that align with their religious and ethical values.

At Convey Us Legal, we offer specialist legal support for clients engaging in Sharia-compliant finance, whether for commercial property purchases, investment structures, or refinancing. We work closely with Islamic lenders and brokers to ensure contracts are compliant, fair, and fully understood.

What is Islamic Finance?

Islamic finance follows key Sharia principles, including:

  • Prohibition of interest (riba)
  • Ethical investment and trading
  • Shared risk and reward
  • Asset-backed financing
  • Avoidance of uncertainty (gharar)

Legal arrangements are often structured using alternatives to interest-bearing loans, such as:

  • Ijara (lease to own)
  • Murabaha (cost-plus financing)
  • Musharakah (partnership structures)
  • Diminishing Musharakah (joint ownership with staged buyout)

Each requires a careful legal framework to ensure Sharia compliance and enforceability under UK law.

Our Islamic Finance Legal Services

We advise and act on:

  • Commercial property purchases using Islamic finance
  • Reviewing Murabaha or Ijara facility agreements
  • Structuring Musharakah partnerships or joint ventures
  • Legal review of security documentation and lease terms
  • Working with Islamic banks and brokers
  • Ensuring compliance with both Sharia law and English law
  • Acting for borrowers, investors or lenders

Whether you’re purchasing a retail unit, office, or mixed-use premises — we can help structure and complete your deal the right way for you.

Elaine Jones

Contact our team now

Elaine Jones

  • Elaine has worked within the legal profession since 1995;
  • She believes in being proactive and “going the extra mile;”
  • Elaine enjoys theatrical productions and travelling;
  • Contact Elaine: Elaine@conveyuslegal.com.
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Frequently asked questions

Can I use Islamic finance to buy commercial property?

Yes. We regularly assist clients buying shops, warehouses, offices, and development land using Islamic financing products.

Is a conventional solicitor needed for Islamic finance?

Yes. Even when a transaction is Sharia-compliant, it must still follow English legal process and be registered correctly. Our team ensures everything is legally sound.