Specialist Legal Advice for Property Developers and Lenders
From first-time residential schemes to large-scale mixed-use sites, development projects often rely on complex finance arrangements. Whether you’re a developer securing funding or a lender providing it, our expert legal support ensures your deal is completed efficiently, securely, and adequately protected.
At Convey Us Legal, we provide clear, fast and reliable legal advice on all types of development finance — acting for both borrowers and lenders across Birmingham and the West Midlands.
What Is Development Finance?
Development finance is a short-to-medium term loan used to fund the purchase and construction or renovation of property.
It’s commonly used for:
- Ground-up developments (residential, commercial or mixed-use)
- Heavy refurbishments and structural conversions
- Build-to-let or build-to-sell projects
- Land acquisitions with planning permission
- JV developments or landowner-developer partnerships
Funding is typically released in stages (“drawdowns”) as the build progresses, with interest rolling up and repaid at the end of the term or upon sale/refinance.
Lenders require robust legal due diligence and security over the land or property being developed.
Our Development Finance Legal Services
We provide end-to-end legal support, including:
For Borrowers / Developers:
- Review of facility agreements and term sheets
- Advising on drawdown conditions and interest terms
- Title review and site acquisition support
- Drafting or reviewing legal charges, debentures and guarantees
- Liaising with lenders, surveyors and brokers
- Ensuring planning permission and build-to-rent warranties are in place
- Legal support through to practical completion and sale/refinance
For Lenders:
- Full due diligence on title, planning and environmental risks
- Preparation of loan documentation and security packages
- Drafting priority arrangements (e.g. intercreditor deeds, deed of postponement)
- Confirming build insurance, construction contracts and warranties
- Issuing Certificate of Title and overseeing registration of charges
- Monitoring compliance with loan terms and staged release conditions